Applications / Mortgage Analytics / Lenders / Kentucky
Mortgage lenders in Kentucky
HMDA 2025 · 62,628 loans originated
602 lenders made 62,628 home loans in Kentucky in 2025, worth $16.1B. The largest was United Wholesale Mortgage, with 7.5% of the loans.
The 25 largest lenders in Kentucky, 2025
| Rank | Lender | Loans | Share | Dollars |
|---|---|---|---|---|
| 1 | United Wholesale Mortgage | 4,728 | 7.5% | $1.3B |
| 2 | Rocket Mortgage | 4,671 | 7.5% | $1.0B |
| 3 | Stockton Mortgage | 2,189 | 3.5% | $539M |
| 4 | Mortgage Research Center | 1,751 | 2.8% | $483M |
| 5 | U.S. Bank | 1,428 | 2.3% | $317M |
| 6 | Freedom Mortgage | 1,262 | 2.0% | $332M |
| 7 | Liberty Federal Credit Union | 1,187 | 1.9% | $321M |
| 8 | Vanderbilt Mortgage and Finance | 1,115 | 1.8% | $195M |
| 9 | Guardian Savings Bank | 1,062 | 1.7% | $371M |
| 10 | Ark-La-Tex Financial Services | 1,039 | 1.7% | $277M |
| 11 | Community Trust Bank | 1,036 | 1.7% | $241M |
| 12 | Union Home Mortgage | 944 | 1.5% | $263M |
| 13 | New American Funding | 893 | 1.4% | $207M |
| 14 | CrossCountry Mortgage | 816 | 1.3% | $221M |
| 15 | Fifth Third Bank | 815 | 1.3% | $210M |
| 16 | Pennymac Loan Services | 813 | 1.3% | $212M |
| 17 | JPMorgan Chase Bank | 803 | 1.3% | $214M |
| 18 | Stock Yards Bank & Trust Company | 777 | 1.2% | $218M |
| 19 | Northpointe Bank | 748 | 1.2% | $222M |
| 20 | Victory Mortgage | 737 | 1.2% | $243M |
| 21 | Magnolia Bank | 706 | 1.1% | $168M |
| 22 | Abound Federal Credit Union | 642 | 1.0% | $173M |
| 23 | Republic Bank & Trust Company | 579 | 0.9% | $190M |
| 24 | T2 Financial | 565 | 0.9% | $149M |
| 25 | L&N Federal Credit Union | 548 | 0.9% | $136M |
Home loans originated in the core market (first-lien loans on the borrower's own one-to-four-family home), from HMDA data; the rule of the national report. Lenders with a profile are linked.
Profiled lenders with their head office in Kentucky
| Lender | Head office | Kind | Loans, 2025 |
|---|---|---|---|
| Monticello Banking Company | Monticello, KY | State member bank | 166 |