Applications / Mortgage Analytics / Lenders / Missouri / Mortgage Research Center
Mortgage Research Center
Columbia, MO · Independent non-bank lender · CFPB · 82,764 loans in 2025
82,764
loans originated, 2025
178,189
applications, 2025
51
states and territories
2
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
82,764 loans in 2025, against a peak of 107,729 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mortgage Research Center took 178,189 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
82.6% of its 2025 loans were purchase loans; 91.9% were VA.
Purchase 82.6% · Refinance 17.4%
VA 91.9% · Conventional 4.7% · FHA 3.2% · USDA (RHS or FSA) 0.2% · of 82,764 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 410 metros, 2,899 counties
| State | Loans | Share |
|---|---|---|
| Texas | 6,918 | 8.4% |
| Florida | 5,506 | 6.7% |
| North Carolina | 4,769 | 5.8% |
| Virginia | 4,500 | 5.4% |
| Georgia | 4,139 | 5.0% |
| Ohio | 3,302 | 4.0% |
| Tennessee | 3,178 | 3.8% |
| Illinois | 2,965 | 3.6% |
| Missouri | 2,901 | 3.5% |
| Pennsylvania | 2,643 | 3.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Virginia Beach-Chesapeake-Norfolk | 2,369 |
| St. Louis | 1,159 |
| Houston-Pasadena-The Woodlands | 1,065 |
| Atlanta-Sandy Springs-Roswell | 1,056 |
| Clarksville | 981 |
| Fayetteville | 940 |
| San Antonio-New Braunfels | 853 |
| Arlington-Alexandria-Reston | 828 |
| Chicago-Naperville-Schaumburg | 793 |
| Phoenix-Mesa-Chandler | 766 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DD5QQUHO6PCH70 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3842407 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7431965151 | |
| Respondent ID (the HMDA filer code before 2018) | 72193300004 | 2005–2010 |
Established 19 November 2002. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Mortgage Research Center's data.