Applications / Mortgage Analytics / Lenders / Kentucky / Meade County Bank
Brandenburg, KY · State non-member bank · FDIC · $448 million assets · 244 loans in 2025
Meade County Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
244
loans originated, 2025
332
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Meade County Bank is a Kentucky purchase lender with far more manufactured-home lending than similar banks.
Purchases made up 68.0% of its loans. Manufactured homes were 20.5%, against 2.6% at similar lenders (state non-member banks making between half and twice as many loans), higher than at more than nine in ten of them. Every loan it made was conventional.
Low- and moderate-income (LMI) borrowers took 34.3% of its loans, against 28.1% at peers, more than at about three in four of them. Yet LMI areas took just 7.4%, against 17.7%, and it made no loans in majority-minority areas. The make-up of the counties it serves around Brandenburg is one possible reason.
Its loans fell 9% to 244, while similar lenders grew 9%. In Elizabethtown, KY its share fell to 0.5% from 1.0%, ranking it 34 of 193; fewer loans overall may explain that. In Louisville/Jefferson County it held 0.4%, unchanged. United Wholesale Mortgage led both markets.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Meade County Bank took 332 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 68.0% · Refinance 16.8% · Other 8.2% · Home improvement 7.0%
Conventional 100.0% · of 244 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kentucky | 168 | 68.9% |
| Indiana | 75 | 30.7% |
| Alabama | 1 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Louisville/Jefferson County | 180 |
| Elizabethtown | 26 |
| Cincinnati | 1 |
| Clarksville | 1 |
| Columbus | 1 |
| Daphne-Fairhope-Foley | 1 |
| Indianapolis-Carmel-Greenwood | 1 |
| Lexington-Fayette | 1 |
| Owensboro | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GGXWS23NTTOB96 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 776547 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 325173 | 2004–2017 |
Established 7 June 1984. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Meade County Bank's data.
Meade County Bank's data
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Meade County Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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