Applications / Mortgage Analytics / Lenders / California / New American Funding
New American Funding
Tustin, CA · Independent non-bank lender · CFPB · 57,460 loans in 2025
57,460
loans originated, 2025
140,813
applications, 2025
52
states and territories
1
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
57,460 loans in 2025, against a peak of 103,961 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. New American Funding took 140,813 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
69.7% of its 2025 loans were purchase loans; 59.4% were Conventional.
Purchase 69.7% · Refinance 21.5% · Other 5.9% · Home improvement 3.0%
Conventional 59.4% · FHA 32.5% · VA 7.5% · USDA (RHS or FSA) 0.6% · of 57,460 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
52 states, 412 metros, 2,528 counties
| State | Loans | Share |
|---|---|---|
| Texas | 5,508 | 9.6% |
| California | 5,105 | 8.9% |
| Georgia | 4,063 | 7.1% |
| Florida | 3,881 | 6.8% |
| Illinois | 3,581 | 6.2% |
| Missouri | 2,619 | 4.6% |
| Pennsylvania | 2,148 | 3.7% |
| Minnesota | 1,842 | 3.2% |
| Washington | 1,680 | 2.9% |
| North Carolina | 1,619 | 2.8% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| St. Louis | 2,310 |
| Houston-Pasadena-The Woodlands | 2,271 |
| Atlanta-Sandy Springs-Roswell | 1,728 |
| Minneapolis-St. Paul-Bloomington | 1,283 |
| Chicago-Naperville-Schaumburg | 1,248 |
| Los Angeles-Long Beach-Glendale | 1,081 |
| Riverside-San Bernardino-Ontario | 911 |
| Denver-Aurora-Centennial | 869 |
| Las Vegas-Henderson-North Las Vegas | 868 |
| Phoenix-Mesa-Chandler | 813 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300E2UX99HKDBR481 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3955923 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 710726495 |
Established 2 March 2023. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: New American Funding's data.