Applications / Mortgage Analytics / Lenders / Kentucky / Peoples Bank, Mt. Washington
Mount Washington, KY · State non-member bank · FDIC · $120 million assets · 28 loans in 2025
Peoples Bank, Mt. Washington's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
28
loans originated, 2025
35
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peoples Bank, Mt. Washington is a small Kentucky bank that mostly lends to home buyers, with Louisville, a market it has served since 1990, its largest.
It made 28 loans in 2025, against 170 in 2020 and 120 in 2021. Before that burst it made 35 in 2018 and 32 in 2019, so the recent count is close to its usual level rather than a collapse. Its loans fell 10% in 2025, while the typical similar lender (state non-member banks making between half and twice as many loans) was unchanged and the whole market rose 10%.
Purchases were 60.7% of its loans and refinances 28.6%. Every loan was conventional: it made no government-backed or jumbo loans (jumbo loans exceed the conforming limit), and none on manufactured homes. With 28 loans, its shares of lending to poorer borrowers and neighborhoods move with each mortgage and are too small to read much into.
It ranked 143 of 510 lenders in the Louisville/Jefferson County market, with a share of 0.1%, unchanged from 2024. United Wholesale Mortgage ranks first there and Rocket Mortgage second. It also lends in non-metro Kentucky, where it has been since 1998 and ranks 326 of 537.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Peoples Bank, Mt. Washington took 35 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 60.7% · Refinance 28.6% · Other 10.7%
Conventional 100.0% · of 28 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kentucky | 27 | 96.4% |
| Indiana | 1 | 3.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Louisville/Jefferson County | 25 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300V1L2AOAAI26J57 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 271341 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 35847 | 1990–2017 |
Established 1 January 1909. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Peoples Bank, Mt. Washington's data.
Peoples Bank, Mt. Washington's data
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Peoples Bank, Mt. Washington and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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