Applications / Mortgage Analytics / Lenders / Michigan / United Wholesale Mortgage
United Wholesale Mortgage
Pontiac, MI · Independent non-bank lender · CFPB · 422,120 loans in 2025
422,120
loans originated, 2025
576,710
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
422,120 loans in 2025, against a peak of 654,191 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. United Wholesale Mortgage took 576,710 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
56.3% of its 2025 loans were purchase loans; 62.2% were Conventional.
Purchase 56.3% · Refinance 43.7%
Conventional 62.2% · FHA 20.7% · VA 16.9% · USDA (RHS or FSA) 0.2% · of 422,120 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 410 metros, 2,863 counties
| State | Loans | Share |
|---|---|---|
| California | 57,281 | 13.6% |
| Florida | 49,897 | 11.8% |
| Texas | 42,285 | 10.0% |
| Michigan | 22,015 | 5.2% |
| Arizona | 19,328 | 4.6% |
| Colorado | 18,178 | 4.3% |
| Georgia | 17,047 | 4.0% |
| North Carolina | 13,671 | 3.2% |
| Illinois | 11,397 | 2.7% |
| New York | 11,157 | 2.6% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Phoenix-Mesa-Chandler | 14,650 |
| Houston-Pasadena-The Woodlands | 11,635 |
| Dallas-Plano-Irving | 11,626 |
| Riverside-San Bernardino-Ontario | 10,102 |
| Denver-Aurora-Centennial | 9,585 |
| Warren-Troy-Farmington Hills | 9,087 |
| Atlanta-Sandy Springs-Roswell | 8,438 |
| Los Angeles-Long Beach-Glendale | 8,176 |
| Chicago-Naperville-Schaumburg | 7,473 |
| San Diego-Chula Vista-Carlsbad | 7,078 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HW662MN1WU8550 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3870651 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7382750395 | |
| Respondent ID (the HMDA filer code before 2018) | 77184500000 | 1991–2010 |
Established 16 July 1986. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: United Wholesale Mortgage's data.