Applications / Mortgage Analytics / Lenders / Kentucky / Citizens Deposit Bank of Arlington
Arlington, KY · State non-member bank · FDIC · 123 loans in 2025
Citizens Deposit Bank of Arlington's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
123
loans originated, 2025
129
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Citizens Deposit Bank of Arlington, which first reported in 2024, ranks 7 of 164 lenders in Paducah, IL-KY, and its share there rose to 4.0%.
In Paducah, IL-KY, its largest market, its share rose from 3.4% to 4.0% in a year. The Paducah Bank and Trust Company leads there. The bank's own loans rose 4%, to 123, while similar lenders (state non-member banks making between half and twice as many loans) grew 9%.
Purchases made up 48.0% of its loans and refinancing 46.3%. Every loan was conventional. Its typical loan was $135,000, against $175,000 at similar lenders, smaller than at about seven in ten of them. Manufactured homes took 6.5% of its loans, about double the 3.1% at its peers, which may help explain the smaller sums.
Low- and moderate-income (LMI) borrowers took 28.0% of its loans, much as at similar lenders, where the figure was 27.9%. Its share in poorer neighborhoods, 19.7%, was a little higher than theirs. Majority-minority neighborhoods took 0.8% of its loans, against 6.2%. That may reflect the make-up of the 11 counties it lends in, most of them in Kentucky.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2024–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Citizens Deposit Bank of Arlington took 129 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 48.0% · Refinance 46.3% · Home improvement 4.9% · Other 0.8%
Conventional 100.0% · of 123 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kentucky | 120 | 97.6% |
| Arkansas | 1 | 0.8% |
| Florida | 1 | 0.8% |
| Tennessee | 1 | 0.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Paducah | 84 |
| Bowling Green | 1 |
| Memphis | 1 |
| Panama City-Panama City Beach | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900N1AXKYPB987I06 | 2024–2025 |
Established 1 December 1949. Reported under HMDA 2024-2025.
Mergers, name changes, data editions and corrections: Citizens Deposit Bank of Arlington's data.
Citizens Deposit Bank of Arlington's data
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Citizens Deposit Bank of Arlington and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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