Applications / Mortgage Analytics / Lenders / Kentucky / The Lincoln National Bank of Hodgenville
Hodgenville, KY · National bank · OCC · $443 million assets · 195 loans in 2025
The Lincoln National Bank of Hodgenville's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
195
loans originated, 2025
230
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Lincoln National Bank of Hodgenville is a Kentucky bank with a large sideline in manufactured homes, which took 14.4% of its loans in 2025, against 1.9% at similar lenders.
Its manufactured-home share was higher than at more than nine in ten similar lenders (national banks making between half and twice as many loans). Every loan was conventional. Purchases made up 47.2% of its lending, refinancing 33.3% and home improvement 11.8%. Borrowers with low or moderate incomes took 27.7% of its loans, near the middle of its peers.
Its loans peaked at 293 in 2022 and have fallen each year since, to 195. The 6% drop in 2025 came as similar lenders grew 5% and the market 10%; about three in four peers grew faster. Its dollar lending held at $38.0 million, about the same as the $38.1 million of five years earlier, because its typical loan rose from $105,000 to $155,000.
Elizabethtown is its strongest market: it ranks 18 of 193 lenders there. Its share fell 0.5 points to 1.3%, a fall that may simply reflect its own smaller volume. In Louisville, where it also first reported in 2004, its share held at 0.2%, ranking 92 of 510. The filings of Kentucky Home Bank, with which it merged in 2015, count as its own in these market figures.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Lincoln National Bank of Hodgenville took 230 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 47.2% · Refinance 33.3% · Home improvement 11.8% · Other 7.7%
Conventional 100.0% · of 195 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kentucky | 194 | 99.5% |
| South Carolina | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Louisville/Jefferson County | 91 |
| Elizabethtown | 63 |
| Lexington-Fayette | 2 |
| Bowling Green | 1 |
| Hilton Head Island-Bluffton-Port Royal | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DUOQ7XXHRKPG35 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 553944 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 113479 | 2004–2017 |
Established 20 July 1930. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: The Lincoln National Bank of Hodgenville's data.
The Lincoln National Bank of Hodgenville's data
$215
The Lincoln National Bank of Hodgenville and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy The Lincoln National Bank of Hodgenville's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]