Applications / Mortgage Analytics / Lenders / North Dakota
Mortgage lenders in North Dakota
HMDA 2025 · 9,412 loans originated
233 lenders made 9,412 home loans in North Dakota in 2025, worth $2.7B. The largest was Gate City Bank, with 12.5% of the loans.
The 25 largest lenders in North Dakota, 2025
| Rank | Lender | Loans | Share | Dollars |
|---|---|---|---|---|
| 1 | Gate City Bank | 1,177 | 12.5% | $334M |
| 2 | United Wholesale Mortgage | 704 | 7.5% | $211M |
| 3 | First International Bank & Trust | 599 | 6.4% | $191M |
| 4 | Rocket Mortgage | 420 | 4.5% | $104M |
| 5 | Fairway Independent Mortgage | 366 | 3.9% | $112M |
| 6 | First Community Credit Union | 325 | 3.5% | $66.1M |
| 7 | TOWN AND Country Credit Union | 323 | 3.4% | $89.3M |
| 8 | Bell Bank | 311 | 3.3% | $95.2M |
| 9 | Mortgage Research Center | 272 | 2.9% | $78.3M |
| 10 | Bravera Bank | 223 | 2.4% | $61.2M |
| 11 | Capital Credit Union | 211 | 2.2% | $60.9M |
| 12 | Dakota Community Bank & Trust | 197 | 2.1% | $55.7M |
| 13 | Ark-La-Tex Financial Services | 174 | 1.8% | $51.0M |
| 14 | Valley Mortgage | 167 | 1.8% | $54.8M |
| 15 | Granite Bank | 133 | 1.4% | $38.0M |
| 16 | First Western Bank & Trust | 127 | 1.3% | $37.7M |
| 17 | U.S. Bank | 122 | 1.3% | $33.6M |
| 18 | Choice Financial Group | 111 | 1.2% | $31.7M |
| 19 | Western State Bank | 104 | 1.1% | $28.4M |
| 20 | CrossCountry Mortgage | 97 | 1.0% | $32.8M |
| 21 | 21st Mortgage | 95 | 1.0% | $6.1M |
| 22 | loanDepot.com | 94 | 1.0% | $23.4M |
| 23 | Guaranteed Rate | 92 | 1.0% | $27.6M |
| 24 | Freedom Mortgage | 89 | 0.9% | $26.2M |
| 25 | Newrez | 86 | 0.9% | $28.8M |
Home loans originated in the core market (first-lien loans on the borrower's own one-to-four-family home), from HMDA data; the rule of the national report. Lenders with a profile are linked.
Profiled lenders with their head office in North Dakota
| Lender | Head office | Kind | Loans, 2025 |
|---|---|---|---|
| First International Bank & Trust | Watford City, ND | State non-member bank | 1,833 |