Applications / Mortgage Analytics / Lenders / Tennessee / 21st Mortgage
21st Mortgage
Knoxville, TN · Independent non-bank lender · CFPB · 28,058 loans in 2025
28,058
loans originated, 2025
157,783
applications, 2025
46
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
28,058 loans in 2025, against a peak of 30,914 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. 21st Mortgage took 157,783 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
98.0% of its 2025 loans were purchase loans; 100.0% were Conventional.
Purchase 98.0% · Refinance 1.3% · Other 0.4% · Home improvement 0.3%
Conventional 100.0% · of 28,058 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
46 states, 390 metros, 2,178 counties
| State | Loans | Share |
|---|---|---|
| Texas | 6,763 | 24.1% |
| Florida | 2,098 | 7.5% |
| Michigan | 1,623 | 5.8% |
| Alabama | 1,274 | 4.5% |
| California | 1,262 | 4.5% |
| Georgia | 1,218 | 4.3% |
| South Carolina | 1,207 | 4.3% |
| Louisiana | 1,097 | 3.9% |
| Mississippi | 1,068 | 3.8% |
| Oklahoma | 888 | 3.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Houston-Pasadena-The Woodlands | 842 |
| Warren-Troy-Farmington Hills | 590 |
| San Antonio-New Braunfels | 554 |
| Dallas-Plano-Irving | 436 |
| Riverside-San Bernardino-Ontario | 299 |
| Grand Rapids-Wyoming-Kentwood | 295 |
| Fort Worth-Arlington-Grapevine | 290 |
| Austin-Round Rock-San Marcos | 269 |
| Odessa | 257 |
| Los Angeles-Long Beach-Glendale | 244 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XQVJ1XBNFA5536 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3913576 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 77162800002 | 1996–2017 |
Established 15 August 1995. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: 21st Mortgage's data.