Applications / Mortgage Analytics / Lenders / North Dakota / VUE Community Credit Union
Bismarck, ND · Credit union · NCUA · $104 million assets · 34 loans in 2025
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34
loans originated, 2025
39
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
VUE Community Credit Union is a small Bismarck lender whose home loans are mostly for manufactured homes, which makes it unusual among credit unions of its size.
Of its 34 loans in 2025, 64.7% were for manufactured homes. At the typical similar lender (credit unions making between half and twice as many loans) the share was 0.0%. Purchases made up 82.4% of its loans, and its typical loan was $95,000, close to the peer figure of $87,500.
Low- and moderate-income borrowers took 64.7% of its loans, about double the peer share of 31.6% and higher than nearly all similar lenders. Its manufactured-home lending may explain much of this: such loans are small, and so are the incomes of many who take them. Its loans to poorer neighborhoods, by contrast, were too few to compare.
It has reported since 1996. In Bismarck it held 0.5% of the market, unchanged, ranking 35 of 145 lenders. Gate City Bank leads that market.
Its 34 loans were up from 31 a year earlier, a rise of 10%, in line with the whole market. In 2020 it made 80. At this size a few loans either way move every share, so year-to-year changes say little.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. VUE Community Credit Union took 39 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 82.4% · Refinance 17.6%
Conventional 100.0% · of 34 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| North Dakota | 34 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Bismarck | 29 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300AIF4FYYXDE3021 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 217095 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564408 | 1996–2017 |
Established 1 January 1961. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: VUE Community Credit Union's data.
VUE Community Credit Union's data
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VUE Community Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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