Applications / Mortgage Analytics / Lenders / South Dakota
Mortgage lenders in South Dakota
HMDA 2025 · 11,754 loans originated
274 lenders made 11,754 home loans in South Dakota in 2025, worth $3.6B. The largest was Plains Commerce Bank, with 11.9% of the loans.
The 25 largest lenders in South Dakota, 2025
| Rank | Lender | Loans | Share | Dollars |
|---|---|---|---|---|
| 1 | Plains Commerce Bank | 1,394 | 11.9% | $436M |
| 2 | CMG Mortgage | 568 | 4.8% | $204M |
| 3 | Rocket Mortgage | 533 | 4.5% | $139M |
| 4 | First Bank & Trust | 513 | 4.4% | $142M |
| 5 | First Premier Bank | 485 | 4.1% | $154M |
| 6 | First Dakota National Bank | 444 | 3.8% | $160M |
| 7 | United Wholesale Mortgage | 392 | 3.3% | $135M |
| 8 | First International Bank & Trust | 390 | 3.3% | $129M |
| 9 | BankWest | 376 | 3.2% | $76.1M |
| 10 | Fairway Independent Mortgage | 334 | 2.8% | $99.5M |
| 11 | Dacotah Bank | 323 | 2.7% | $85.1M |
| 12 | Black Hills Federal Credit Union | 309 | 2.6% | $97.9M |
| 13 | Mortgage Research Center | 294 | 2.5% | $93.9M |
| 14 | American Bank & Trust | 283 | 2.4% | $77.3M |
| 15 | Levo Federal Credit Union | 254 | 2.2% | $71.5M |
| 16 | Central Bank | 226 | 1.9% | $78.4M |
| 17 | Cortrust Mortgage | 218 | 1.9% | $57.7M |
| 18 | U.S. Bank | 205 | 1.7% | $58.4M |
| 19 | Granite Bank | 179 | 1.5% | $58.5M |
| 20 | Freedom Mortgage | 160 | 1.4% | $51.3M |
| 21 | CU Mortgage Direct | 158 | 1.3% | $40.5M |
| 22 | Guaranteed Rate | 157 | 1.3% | $49.1M |
| 23 | CrossCountry Mortgage | 148 | 1.3% | $43.2M |
| 24 | First National Bank | 148 | 1.3% | $40.1M |
| 25 | Service First Federal Credit Union | 132 | 1.1% | $39.6M |
Home loans originated in the core market (first-lien loans on the borrower's own one-to-four-family home), from HMDA data; the rule of the national report. Lenders with a profile are linked.
Profiled lenders with their head office in South Dakota
| Lender | Head office | Kind | Loans, 2025 |
|---|---|---|---|
| Wells Fargo Bank | Sioux Falls, SD | National bank | 41,562 |