Applications / Mortgage Analytics / Lenders / South Dakota / Wells Fargo Bank
Wells Fargo Bank
Sioux Falls, SD · National bank · OCC · $1.8 trillion assets · 41,562 loans in 2025
41,562
loans originated, 2025
76,355
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
41,562 loans in 2025, against a peak of 375,715 in 2021.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Wells Fargo Bank took 76,355 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
62.3% of its 2025 loans were purchase loans; 94.9% were Conventional.
Purchase 62.3% · Refinance 30.8% · Other 4.7% · Home improvement 2.1%
Conventional 94.9% · FHA 3.1% · VA 2.0% · USDA (RHS or FSA) 0.0% · of 41,562 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 409 metros, 2,129 counties
| State | Loans | Share |
|---|---|---|
| California | 9,616 | 23.1% |
| New York | 2,733 | 6.6% |
| Florida | 2,670 | 6.4% |
| Texas | 2,647 | 6.4% |
| North Carolina | 2,302 | 5.5% |
| New Jersey | 1,716 | 4.1% |
| Pennsylvania | 1,628 | 3.9% |
| Washington | 1,514 | 3.6% |
| Georgia | 1,509 | 3.6% |
| Minnesota | 1,496 | 3.6% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| San Jose-Sunnyvale-Santa Clara | 2,689 |
| New York-Jersey City-White Plains | 2,097 |
| Oakland-Fremont-Berkeley | 1,404 |
| Los Angeles-Long Beach-Glendale | 1,231 |
| San Francisco-San Mateo-Redwood City | 1,220 |
| Minneapolis-St. Paul-Bloomington | 1,100 |
| Charlotte-Concord-Gastonia | 939 |
| Seattle-Bellevue-Kent | 906 |
| Atlanta-Sandy Springs-Roswell | 753 |
| Phoenix-Mesa-Chandler | 724 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | KB1H1DSPRFMYMCUFXT09 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 451965 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 11741 | 1990–2009 |
| Respondent ID (the HMDA filer code before 2018) | 9451965 | 2011–2017 |
Established 1 January 1870. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Wells Fargo Bank's data.