Applications / Mortgage Analytics / Lenders / Kentucky / West Point Bank / Competition
West Point Bank
Radcliff, KY · State non-member bank · FDIC · $553 million assets · 264 loans in 2025
West Point Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
264
loans originated, 2025
313
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who West Point Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ELIZABETHTOWN, KY, 2025
West Point Bank ranks 7th of 193 lenders in Elizabethtown, KY, with $34.7M lent: 4.1% of a $847.0M market.
Elizabethtown, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Point Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
West Point Bank ranks 153rd of 510 lenders in Louisville/Jefferson County, IN-KY, with $6.5M lent: 0.1% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Point Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO KENTUCKY, 2025
West Point Bank ranks 146th of 537 lenders in non-metro Kentucky, with $5.9M lent: 0.1% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Point Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
West Point Bank ranks 325th of 485 lenders in Daphne-Fairhope-Foley, AL, with $585K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Point Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BATON ROUGE, LA, 2025
West Point Bank ranks 335th of 369 lenders in Baton Rouge, LA, with $155K lent: 0.0% of a $3.67B market.
Baton Rouge, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Point Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — OWENSBORO, KY, 2025
West Point Bank ranks 143rd of 163 lenders in Owensboro, KY, with $135K lent: 0.0% of a $474.4M market.
Owensboro, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and West Point Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 69% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CLARKSVILLE, KY-TN, 2025
West Point Bank ranks 371st of 397 lenders in Clarksville, KY-TN, with $155K lent: 0.0% of a $2.82B market.
Clarksville, KY-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and West Point Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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West Point Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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