Applications / Mortgage Analytics / Lenders / California / Velocity Commercial Capital / Competition
Velocity Commercial Capital
Westlake Village, CA · Independent non-bank lender · CFPB · 5,106 loans in 2025
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5,106
loans originated, 2025
9,454
applications, 2025
47
states and territories
0
gaps bigger than at similar lenders
Who Velocity Commercial Capital competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Velocity Commercial Capital ranks 111th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $253.2M lent: 0.2% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Velocity Commercial Capital ranks 150th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $123.5M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Velocity Commercial Capital ranks 89th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $107.2M lent: 0.2% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
Velocity Commercial Capital ranks 102nd of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $74.1M lent: 0.2% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Velocity Commercial Capital ranks 164th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $61.4M lent: 0.1% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — OSHKOSH-NEENAH, WI, 2025
Velocity Commercial Capital ranks 79th of 231 lenders in Oshkosh-Neenah, WI, with $1.6M lent: 0.2% of a $1.02B market.
Oshkosh-Neenah, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MISSOULA, MT, 2025
Velocity Commercial Capital ranks 89th of 172 lenders in Missoula, MT, with $900K lent: 0.1% of a $918.6M market.
Missoula, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO KENTUCKY, 2025
Velocity Commercial Capital ranks 297th of 537 lenders in non-metro Kentucky, with $845K lent: 0.0% of a $5.26B market.
non-metro Kentucky is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Velocity Commercial Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Velocity Commercial Capital and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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