Applications / Mortgage Analytics / Lenders / Michigan / Premia Mortgage / Competition
Premia Mortgage
Troy, MI · Independent non-bank lender · CFPB · 1,726 loans in 2025
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1,726
loans originated, 2025
2,118
applications, 2025
49
states and territories
0
gaps bigger than at similar lenders
Who Premia Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Premia Mortgage ranks 166th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $49.1M lent: 0.1% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Premia Mortgage ranks 239th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $37.5M lent: 0.1% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Premia Mortgage ranks 154th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $29.6M lent: 0.1% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Premia Mortgage ranks 238th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $27.7M lent: 0.1% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DETROIT-WARREN-DEARBORN, MI, 2025
Premia Mortgage ranks 120th of 599 lenders in Detroit-Warren-Dearborn, MI, with $22.5M lent: 0.1% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GRAND ISLAND, NE, 2025
Premia Mortgage ranks 74th of 112 lenders in Grand Island, NE, with $345K lent: 0.1% of a $298.0M market.
Grand Island, NE is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DECATUR, IL, 2025
Premia Mortgage ranks 78th of 156 lenders in Decatur, IL, with $305K lent: 0.1% of a $272.9M market.
Decatur, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — HOUMA-BAYOU CANE-THIBODAUX, LA, 2025
Premia Mortgage ranks 97th of 170 lenders in Houma-Bayou Cane-Thibodaux, LA, with $400K lent: 0.1% of a $541.8M market.
Houma-Bayou Cane-Thibodaux, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Premia Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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