Applications / Mortgage Analytics / Lenders / California / Peak Residential Lending / Competition
Peak Residential Lending
Yuba City, CA · Non-bank lender · CFPB · 410 loans in 2025
Peak Residential Lending's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
410
loans originated, 2025
657
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who Peak Residential Lending competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — YUBA CITY, CA, 2025
Peak Residential Lending ranks 4th of 229 lenders in Yuba City, CA, with $46.6M lent: 4.3% of a $1.09B market.
Yuba City, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Peak Residential Lending ranks 95th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $37.5M lent: 0.2% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PHOENIX-MESA-CHANDLER, AZ, 2025
Peak Residential Lending ranks 295th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $12.4M lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BAKERSFIELD-DELANO, CA, 2025
Peak Residential Lending ranks 70th of 407 lenders in Bakersfield-Delano, CA, with $11.0M lent: 0.3% of a $4.24B market.
Bakersfield-Delano, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
Peak Residential Lending ranks 210th of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $9.9M lent: 0.0% of a $21.35B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Peak Residential Lending ranks 560th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $2.4M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SALEM, OR, 2025
Peak Residential Lending ranks 186th of 325 lenders in Salem, OR, with $1.3M lent: 0.0% of a $2.77B market.
Salem, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FLAGSTAFF, AZ, 2025
Peak Residential Lending ranks 168th of 270 lenders in Flagstaff, AZ, with $875K lent: 0.1% of a $1.36B market.
Flagstaff, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Peak Residential Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Peak Residential Lending's data
$215
Peak Residential Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Peak Residential Lending's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]