Applications / Mortgage Analytics / Lenders / California / MortgageOne / Competition
MortgageOne
Carlsbad, CA · Independent non-bank lender · CFPB · 1,694 loans in 2025
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1,694
loans originated, 2025
2,827
applications, 2025
38
states and territories
0
gaps bigger than at similar lenders
Who MortgageOne competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
MortgageOne ranks 73rd of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $99.8M lent: 0.3% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
MortgageOne ranks 186th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $88.8M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
MortgageOne ranks 107th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $60.6M lent: 0.2% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — REDDING, CA, 2025
MortgageOne ranks 6th of 249 lenders in Redding, CA, with $41.3M lent: 4.5% of a $919.8M market.
Redding, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SANTA ROSA-PETALUMA, CA, 2025
MortgageOne ranks 28th of 330 lenders in Santa Rosa-Petaluma, CA, with $37.0M lent: 0.9% of a $4.19B market.
Santa Rosa-Petaluma, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — KAHULUI-WAILUKU, HI, 2025
MortgageOne ranks 80th of 154 lenders in Kahului-Wailuku, HI, with $2.8M lent: 0.2% of a $1.39B market.
Kahului-Wailuku, HI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO NEVADA, 2025
MortgageOne ranks 129th of 278 lenders in non-metro Nevada, with $1.7M lent: 0.1% of a $1.74B market.
non-metro Nevada is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHEYENNE, WY, 2025
MortgageOne ranks 73rd of 190 lenders in Cheyenne, WY, with $1.6M lent: 0.1% of a $1.11B market.
Cheyenne, WY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MortgageOne in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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MortgageOne and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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