Applications / Mortgage Analytics / Lenders / New Jersey / MLD Mortgage / Competition
MLD Mortgage
Florham Park, NJ · Independent non-bank lender · CFPB · 4,978 loans in 2025
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4,978
loans originated, 2025
6,424
applications, 2025
43
states and territories
0
gaps bigger than at similar lenders
Who MLD Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
MLD Mortgage ranks 61st of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $213.8M lent: 0.4% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OKLAHOMA CITY, OK, 2025
MLD Mortgage ranks 12th of 534 lenders in Oklahoma City, OK, with $151.5M lent: 1.8% of a $8.31B market.
Oklahoma City, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
MLD Mortgage ranks 159th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $145.7M lent: 0.1% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
MLD Mortgage ranks 167th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $101.5M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
MLD Mortgage ranks 88th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $90.3M lent: 0.2% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LOGAN, ID-UT, 2025
MLD Mortgage ranks 78th of 176 lenders in Logan, ID-UT, with $1.2M lent: 0.1% of a $1.16B market.
Logan, ID-UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WICHITA FALLS, TX, 2025
MLD Mortgage ranks 172nd of 209 lenders in Wichita Falls, TX, with $165K lent: 0.0% of a $545.7M market.
Wichita Falls, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LAWTON, OK, 2025
MLD Mortgage ranks 40th of 211 lenders in Lawton, OK, with $2.1M lent: 0.4% of a $505.8M market.
Lawton, OK is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MLD Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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MLD Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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