Applications / Mortgage Analytics / Lenders / California / JMAC Lending / Competition
JMAC Lending
Santa Ana, CA · Independent non-bank lender · CFPB · 5,353 loans in 2025
JMAC Lending's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
5,353
loans originated, 2025
8,061
applications, 2025
34
states and territories
0
gaps bigger than at similar lenders
Who JMAC Lending competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
JMAC Lending ranks 88th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $264.8M lent: 0.2% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
JMAC Lending ranks 66th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $154.7M lent: 0.3% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
JMAC Lending ranks 47th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $143.9M lent: 0.4% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
JMAC Lending ranks 48th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $122.9M lent: 0.5% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
JMAC Lending ranks 205th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $100.5M lent: 0.1% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LAS CRUCES, NM, 2025
JMAC Lending ranks 44th of 231 lenders in Las Cruces, NM, with $5.8M lent: 0.6% of a $1.02B market.
Las Cruces, NM is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
JMAC Lending ranks 148th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $3.9M lent: 0.1% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO WISCONSIN, 2025
JMAC Lending ranks 316th of 659 lenders in non-metro Wisconsin, with $2.1M lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and JMAC Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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JMAC Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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