Applications / Mortgage Analytics / Lenders / Kentucky / First State Bank of the Southeast / Competition
First State Bank of the Southeast
Middlesboro, KY · State non-member bank · FDIC · $412 million assets · 22 loans in 2025
First State Bank of the Southeast's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
22
loans originated, 2025
35
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First State Bank of the Southeast competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO KENTUCKY, 2025
First State Bank of the Southeast ranks 192nd of 537 lenders in non-metro Kentucky, with $3.2M lent: 0.1% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the Southeast in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TENNESSEE, 2025
First State Bank of the Southeast ranks 473rd of 746 lenders in non-metro Tennessee, with $775K lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the Southeast in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KNOXVILLE, TN, 2025
First State Bank of the Southeast ranks 527th of 599 lenders in Knoxville, TN, with $260K lent: 0.0% of a $8.06B market.
Knoxville, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the Southeast in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — KINGSPORT-BRISTOL, TN-VA, 2025
First State Bank of the Southeast ranks 294th of 324 lenders in Kingsport-Bristol, TN-VA, with $165K lent: 0.0% of a $1.54B market.
Kingsport-Bristol, TN-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the Southeast in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MORRISTOWN, TN, 2025
First State Bank of the Southeast ranks 235th of 268 lenders in Morristown, TN, with $155K lent: 0.0% of a $784.1M market.
Morristown, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the Southeast in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First State Bank of the Southeast's data
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First State Bank of the Southeast and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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