Applications / Mortgage Analytics / Lenders / Missouri / FCS Financial, FLCA / Competition
FCS Financial, FLCA
Jefferson City, MO · Independent non-bank lender · CFPB · 174 loans in 2025
FCS Financial, FLCA's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
174
loans originated, 2025
217
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who FCS Financial, FLCA competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO MISSOURI, 2025
FCS Financial, FLCA ranks 49th of 640 lenders in non-metro Missouri, with $27.8M lent: 0.5% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — KANSAS CITY, KS-MO, 2025
FCS Financial, FLCA ranks 172nd of 659 lenders in Kansas City, KS-MO, with $13.4M lent: 0.1% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ST. LOUIS, IL-MO, 2025
FCS Financial, FLCA ranks 202nd of 637 lenders in St. Louis, IL-MO, with $9.4M lent: 0.1% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ST. JOSEPH, KS-MO, 2025
FCS Financial, FLCA ranks 58th of 186 lenders in St. Joseph, KS-MO, with $1.3M lent: 0.3% of a $452.9M market.
St. Joseph, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SPRINGFIELD, MO, 2025
FCS Financial, FLCA ranks 164th of 351 lenders in Springfield, MO, with $1.2M lent: 0.0% of a $3.08B market.
Springfield, MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — JOPLIN, KS-MO, 2025
FCS Financial, FLCA ranks 72nd of 219 lenders in Joplin, KS-MO, with $980K lent: 0.1% of a $860.7M market.
Joplin, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 65% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JEFFERSON CITY, MO, 2025
FCS Financial, FLCA ranks 81st of 189 lenders in Jefferson City, MO, with $860K lent: 0.1% of a $786.5M market.
Jefferson City, MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 67% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — COLUMBIA, MO, 2025
FCS Financial, FLCA ranks 177th of 268 lenders in Columbia, MO, with $440K lent: 0.0% of a $1.71B market.
Columbia, MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FCS Financial, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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