Applications / Mortgage Analytics / Lenders / California / Excite Credit Union / Competition
Excite Credit Union
San Jose, CA · Credit union · NCUA · $618 million assets · 29 loans in 2025
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29
loans originated, 2025
52
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Excite Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Excite Credit Union ranks 206th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $6.3M lent: 0.0% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Excite Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WILMINGTON, NC, 2025
Excite Credit Union ranks 168th of 538 lenders in Wilmington, NC, with $4.5M lent: 0.1% of a $6.21B market.
Wilmington, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Excite Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Excite Credit Union ranks 396th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $2.8M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Excite Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO NORTH CAROLINA, 2025
Excite Credit Union ranks 658th of 762 lenders in non-metro North Carolina, with $290K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Excite Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Excite Credit Union ranks 557th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $165K lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Excite Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BAKERSFIELD-DELANO, CA, 2025
Excite Credit Union ranks 396th of 407 lenders in Bakersfield-Delano, CA, with $85K lent: 0.0% of a $4.24B market.
Bakersfield-Delano, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Excite Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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