Applications / Mortgage Analytics / Lenders / Georgia / BoxCar Mortgage / Competition
BoxCar Mortgage
Atlanta, GA · Independent non-bank lender · CFPB · 3,018 loans in 2025
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3,018
loans originated, 2025
3,766
applications, 2025
40
states and territories
0
gaps bigger than at similar lenders
Who BoxCar Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
BoxCar Mortgage ranks 23rd of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $486.3M lent: 0.9% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — COLORADO SPRINGS, CO, 2025
BoxCar Mortgage ranks 22nd of 487 lenders in Colorado Springs, CO, with $73.1M lent: 0.8% of a $8.78B market.
Colorado Springs, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
BoxCar Mortgage ranks 199th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $45.2M lent: 0.1% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
BoxCar Mortgage ranks 130th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $38.8M lent: 0.1% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DENVER-AURORA-CENTENNIAL, CO, 2025
BoxCar Mortgage ranks 173rd of 754 lenders in Denver-Aurora-Centennial, CO, with $26.8M lent: 0.1% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO ARIZONA, 2025
BoxCar Mortgage ranks 27th of 311 lenders in non-metro Arizona, with $14.8M lent: 0.9% of a $1.67B market.
non-metro Arizona is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
BoxCar Mortgage ranks 401st of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $13.7M lent: 0.0% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SANTA ROSA-PETALUMA, CA, 2025
BoxCar Mortgage ranks 116th of 330 lenders in Santa Rosa-Petaluma, CA, with $4.7M lent: 0.1% of a $4.19B market.
Santa Rosa-Petaluma, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and BoxCar Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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