Applications / Mortgage Analytics / Lenders / Massachusetts / Berkeley Point Capital / Competition
Berkeley Point Capital
Boston, MA · Independent non-bank lender · CFPB · 317 loans in 2025
Berkeley Point Capital's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
317
loans originated, 2025
361
applications, 2025
38
states and territories
0
gaps bigger than at similar lenders
Who Berkeley Point Capital competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Berkeley Point Capital ranks 4th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $704.1M lent: 2.6% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RICHMOND, VA, 2025
Berkeley Point Capital ranks 1st of 551 lenders in Richmond, VA, with $670.2M lent: 5.7% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Berkeley Point Capital ranks 2nd of 811 lenders in North Port-Bradenton-Sarasota, FL, with $501.9M lent: 4.9% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
Berkeley Point Capital ranks 3rd of 510 lenders in Louisville/Jefferson County, IN-KY, with $470.3M lent: 4.9% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — OMAHA, IA-NE, 2025
Berkeley Point Capital ranks 2nd of 417 lenders in Omaha, IA-NE, with $466.6M lent: 5.8% of a $8.07B market.
Omaha, IA-NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NAPA, CA, 2025
Berkeley Point Capital ranks 7th of 229 lenders in Napa, CA, with $52.8M lent: 3.5% of a $1.51B market.
Napa, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ROANOKE, VA, 2025
Berkeley Point Capital ranks 15th of 346 lenders in Roanoke, VA, with $37.2M lent: 1.8% of a $2.03B market.
Roanoke, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHATTANOOGA, GA-TN, 2025
Berkeley Point Capital ranks 44th of 525 lenders in Chattanooga, GA-TN, with $19.6M lent: 0.5% of a $4.21B market.
Chattanooga, GA-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Berkeley Point Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Berkeley Point Capital's data
$215
Berkeley Point Capital and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Berkeley Point Capital's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]