Applications / Mortgage Analytics / Lenders / North Carolina / Bank of Oak Ridge / Competition
Bank of Oak Ridge
Oak Ridge, NC · State member bank · FRS · $658 million assets · 31 loans in 2025
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31
loans originated, 2025
42
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Bank of Oak Ridge competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GREENSBORO-HIGH POINT, NC, 2025
Bank of Oak Ridge ranks 82nd of 469 lenders in Greensboro-High Point, NC, with $8.0M lent: 0.2% of a $4.20B market.
Greensboro-High Point, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WINSTON-SALEM, NC, 2025
Bank of Oak Ridge ranks 198th of 465 lenders in Winston-Salem, NC, with $1.7M lent: 0.0% of a $3.99B market.
Winston-Salem, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HICKORY-LENOIR-MORGANTON, NC, 2025
Bank of Oak Ridge ranks 213th of 374 lenders in Hickory-Lenoir-Morganton, NC, with $855K lent: 0.0% of a $2.28B market.
Hickory-Lenoir-Morganton, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WILMINGTON, NC, 2025
Bank of Oak Ridge ranks 340th of 538 lenders in Wilmington, NC, with $805K lent: 0.0% of a $6.21B market.
Wilmington, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BURLINGTON, NC, 2025
Bank of Oak Ridge ranks 170th of 303 lenders in Burlington, NC, with $605K lent: 0.1% of a $1.20B market.
Burlington, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO VIRGINIA, 2025
Bank of Oak Ridge ranks 451st of 539 lenders in non-metro Virginia, with $305K lent: 0.0% of a $5.11B market.
non-metro Virginia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
Bank of Oak Ridge ranks 355th of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $505K lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC, 2025
Bank of Oak Ridge ranks 415th of 543 lenders in Myrtle Beach-Conway-North Myrtle Beach, SC, with $325K lent: 0.0% of a $4.27B market.
Myrtle Beach-Conway-North Myrtle Beach, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Oak Ridge in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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