Applications / Mortgage Analytics / Lenders / California / American Heritage Lending / Competition
American Heritage Lending
Irvine, CA · Non-bank or government lender · CFPB · 4,494 loans in 2025
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4,494
loans originated, 2025
9,325
applications, 2025
49
states and territories
0
gaps bigger than at similar lenders
Who American Heritage Lending competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
American Heritage Lending ranks 194th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $108.3M lent: 0.1% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
American Heritage Lending ranks 162nd of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $76.5M lent: 0.1% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
American Heritage Lending ranks 122nd of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $75.7M lent: 0.2% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
American Heritage Lending ranks 202nd of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $71.2M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
American Heritage Lending ranks 121st of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $43.5M lent: 0.2% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ANN ARBOR, MI, 2025
American Heritage Lending ranks 102nd of 310 lenders in Ann Arbor, MI, with $2.2M lent: 0.1% of a $2.38B market.
Ann Arbor, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PROVO-OREM-LEHI, UT, 2025
American Heritage Lending ranks 196th of 319 lenders in Provo-Orem-Lehi, UT, with $1.6M lent: 0.0% of a $7.84B market.
Provo-Orem-Lehi, UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SANTA CRUZ-WATSONVILLE, CA, 2025
American Heritage Lending ranks 139th of 271 lenders in Santa Cruz-Watsonville, CA, with $1.6M lent: 0.1% of a $2.11B market.
Santa Cruz-Watsonville, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Heritage Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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American Heritage Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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