Applications / Mortgage Analytics / Lenders / Virginia / The Old Point National Bank of Phoebus / Competition
The Old Point National Bank of Phoebus
Hampton, VA · National bank · OCC · $1.4 billion assets · 48 loans in 2025
The Old Point National Bank of Phoebus's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
48
loans originated, 2025
59
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Old Point National Bank of Phoebus competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
The Old Point National Bank of Phoebus ranks 123rd of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $13.0M lent: 0.1% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Old Point National Bank of Phoebus in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
The Old Point National Bank of Phoebus ranks 609th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $1.0M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Old Point National Bank of Phoebus in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NORTH CAROLINA, 2025
The Old Point National Bank of Phoebus ranks 502nd of 762 lenders in non-metro North Carolina, with $810K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Old Point National Bank of Phoebus in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO VIRGINIA, 2025
The Old Point National Bank of Phoebus ranks 377th of 539 lenders in non-metro Virginia, with $645K lent: 0.0% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Old Point National Bank of Phoebus in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — RICHMOND, VA, 2025
The Old Point National Bank of Phoebus ranks 516th of 551 lenders in Richmond, VA, with $175K lent: 0.0% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Old Point National Bank of Phoebus in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
The Old Point National Bank of Phoebus ranks 744th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $165K lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Old Point National Bank of Phoebus in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Old Point National Bank of Phoebus's data
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