Applications / Mortgage Analytics / Lenders / North Dakota / Railway Credit Union / Competition
Railway Credit Union
Mandan, ND · Credit union · NCUA · $199 million assets · 108 loans in 2025
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108
loans originated, 2025
131
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who Railway Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BISMARCK, ND, 2025
Railway Credit Union ranks 18th of 145 lenders in Bismarck, ND, with $10.0M lent: 1.3% of a $795.9M market.
Bismarck, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NORTH DAKOTA, 2025
Railway Credit Union ranks 127th of 191 lenders in non-metro North Dakota, with $520K lent: 0.1% of a $1.04B market.
non-metro North Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SIOUX FALLS, MN-SD, 2025
Railway Credit Union ranks 142nd of 204 lenders in Sioux Falls, MN-SD, with $470K lent: 0.0% of a $2.14B market.
Sioux Falls, MN-SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Railway Credit Union ranks 927th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $325K lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MINNESOTA, 2025
Railway Credit Union ranks 469th of 536 lenders in non-metro Minnesota, with $235K lent: 0.0% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — KANSAS CITY, KS-MO, 2025
Railway Credit Union ranks 649th of 659 lenders in Kansas City, KS-MO, with $75K lent: 0.0% of a $16.29B market.
Kansas City, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO NEBRASKA, 2025
Railway Credit Union ranks 339th of 341 lenders in non-metro Nebraska, with $35K lent: 0.0% of a $2.13B market.
non-metro Nebraska is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — AMARILLO, TX, 2025
Railway Credit Union ranks 258th of 258 lenders in Amarillo, TX, with $25K lent: 0.0% of a $1.23B market.
Amarillo, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Railway Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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