Applications / Mortgage Analytics / Lenders / Virginia / Legacy Bank / Competition
Legacy Bank
Grundy, VA · State member bank · FRS · $364 million assets · 82 loans in 2025
Legacy Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
82
loans originated, 2025
91
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Legacy Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO WEST VIRGINIA, 2025
Legacy Bank ranks 59th of 299 lenders in non-metro West Virginia, with $5.0M lent: 0.3% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO VIRGINIA, 2025
Legacy Bank ranks 176th of 539 lenders in non-metro Virginia, with $4.2M lent: 0.1% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KINGSPORT-BRISTOL, TN-VA, 2025
Legacy Bank ranks 82nd of 324 lenders in Kingsport-Bristol, TN-VA, with $2.8M lent: 0.2% of a $1.54B market.
Kingsport-Bristol, TN-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MORRISTOWN, TN, 2025
Legacy Bank ranks 93rd of 268 lenders in Morristown, TN, with $1.6M lent: 0.2% of a $784.1M market.
Morristown, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO TENNESSEE, 2025
Legacy Bank ranks 461st of 746 lenders in non-metro Tennessee, with $885K lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WINSTON-SALEM, NC, 2025
Legacy Bank ranks 438th of 465 lenders in Winston-Salem, NC, with $140K lent: 0.0% of a $3.99B market.
Winston-Salem, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BECKLEY, WV, 2025
Legacy Bank ranks 62nd of 137 lenders in Beckley, WV, with $510K lent: 0.2% of a $270.2M market.
Beckley, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHARLOTTESVILLE, VA, 2025
Legacy Bank ranks 318th of 337 lenders in Charlottesville, VA, with $185K lent: 0.0% of a $1.91B market.
Charlottesville, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Legacy Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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