Applications / Mortgage Analytics / Lenders / Georgia / Exchange Bank / Competition
Exchange Bank
Milledgeville, GA · State non-member bank · FDIC · $425 million assets · 95 loans in 2025
Exchange Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
95
loans originated, 2025
131
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Exchange Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO GEORGIA, 2025
Exchange Bank ranks 116th of 683 lenders in non-metro Georgia, with $15.1M lent: 0.2% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Exchange Bank ranks 429th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $5.1M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MACON-BIBB COUNTY, GA, 2025
Exchange Bank ranks 63rd of 328 lenders in Macon-Bibb County, GA, with $3.4M lent: 0.3% of a $1.01B market.
Macon-Bibb County, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — COLUMBUS, AL-GA, 2025
Exchange Bank ranks 112th of 318 lenders in Columbus, AL-GA, with $1.5M lent: 0.1% of a $1.54B market.
Columbus, AL-GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WARNER ROBINS, GA, 2025
Exchange Bank ranks 134th of 299 lenders in Warner Robins, GA, with $920K lent: 0.1% of a $1.37B market.
Warner Robins, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
Exchange Bank ranks 462nd of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $165K lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ATHENS-CLARKE COUNTY, GA, 2025
Exchange Bank ranks 204th of 316 lenders in Athens-Clarke County, GA, with $515K lent: 0.0% of a $1.33B market.
Athens-Clarke County, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BRUNSWICK-ST. SIMONS, GA, 2025
Exchange Bank ranks 182nd of 271 lenders in Brunswick-St. Simons, GA, with $445K lent: 0.0% of a $958.2M market.
Brunswick-St. Simons, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Exchange Bank's data
$215
Exchange Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Exchange Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]