Applications / Mortgage Analytics / Lenders / Pennsylvania / PS Bank / Competition
PS Bank
Wyalusing, PA · State non-member bank · FDIC · $641 million assets · 221 loans in 2025
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221
loans originated, 2025
316
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who PS Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SCRANTON--WILKES-BARRE, PA, 2025
PS Bank ranks 19th of 395 lenders in Scranton--Wilkes-Barre, PA, with $33.9M lent: 1.6% of a $2.15B market.
Scranton--Wilkes-Barre, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO PENNSYLVANIA, 2025
PS Bank ranks 110th of 643 lenders in non-metro Pennsylvania, with $11.0M lent: 0.2% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ALLENTOWN-BETHLEHEM-EASTON, NJ-PA, 2025
PS Bank ranks 322nd of 521 lenders in Allentown-Bethlehem-Easton, NJ-PA, with $850K lent: 0.0% of a $4.92B market.
Allentown-Bethlehem-Easton, NJ-PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
PS Bank ranks 677th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $805K lent: 0.0% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BINGHAMTON, NY, 2025
PS Bank ranks 95th of 180 lenders in Binghamton, NY, with $490K lent: 0.1% of a $573.8M market.
Binghamton, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
PS Bank ranks 705th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $305K lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ELMIRA, NY, 2025
PS Bank ranks 82nd of 93 lenders in Elmira, NY, with $125K lent: 0.1% of a $185.1M market.
Elmira, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 69% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO NEW YORK, 2025
PS Bank ranks 327th of 377 lenders in non-metro New York, with $240K lent: 0.0% of a $3.97B market.
non-metro New York is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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PS Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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