Applications / Mortgage Analytics / Lenders / Michigan / LOC Credit Union / Competition
LOC Credit Union
Farmington, MI · Credit union · NCUA · $467 million assets · 490 loans in 2025
LOC Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
490
loans originated, 2025
823
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who LOC Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DETROIT-WARREN-DEARBORN, MI, 2025
LOC Credit Union ranks 80th of 599 lenders in Detroit-Warren-Dearborn, MI, with $41.0M lent: 0.2% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ANN ARBOR, MI, 2025
LOC Credit Union ranks 158th of 310 lenders in Ann Arbor, MI, with $1.0M lent: 0.0% of a $2.38B market.
Ann Arbor, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
LOC Credit Union ranks 265th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $835K lent: 0.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MICHIGAN, 2025
LOC Credit Union ranks 356th of 606 lenders in non-metro Michigan, with $775K lent: 0.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MONROE, MI, 2025
LOC Credit Union ranks 114th of 225 lenders in Monroe, MI, with $650K lent: 0.1% of a $775.0M market.
Monroe, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MUSKEGON-NORTON SHORES, MI, 2025
LOC Credit Union ranks 225th of 233 lenders in Muskegon-Norton Shores, MI, with $75K lent: 0.0% of a $964.1M market.
Muskegon-Norton Shores, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KALAMAZOO-PORTAGE, MI, 2025
LOC Credit Union ranks 276th of 281 lenders in Kalamazoo-Portage, MI, with $55K lent: 0.0% of a $1.29B market.
Kalamazoo-Portage, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SAGINAW, MI, 2025
LOC Credit Union ranks 208th of 212 lenders in Saginaw, MI, with $50K lent: 0.0% of a $589.1M market.
Saginaw, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and LOC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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LOC Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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