Applications / Mortgage Analytics / Lenders / Massachusetts / GFA Federal Credit Union / Competition
GFA Federal Credit Union
Gardner, MA · Credit union · NCUA · $760 million assets · 175 loans in 2025
GFA Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
175
loans originated, 2025
236
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who GFA Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WORCESTER, MA, 2025
GFA Federal Credit Union ranks 63rd of 451 lenders in Worcester, MA, with $27.3M lent: 0.4% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEW HAMPSHIRE, 2025
GFA Federal Credit Union ranks 54th of 386 lenders in non-metro New Hampshire, with $14.8M lent: 0.4% of a $4.09B market.
non-metro New Hampshire is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
GFA Federal Credit Union ranks 345th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $7.5M lent: 0.0% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MANCHESTER-NASHUA, NH, 2025
GFA Federal Credit Union ranks 79th of 344 lenders in Manchester-Nashua, NH, with $6.7M lent: 0.2% of a $3.82B market.
Manchester-Nashua, NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PROVIDENCE-WARWICK, MA-RI, 2025
GFA Federal Credit Union ranks 196th of 475 lenders in Providence-Warwick, MA-RI, with $5.5M lent: 0.0% of a $13.02B market.
Providence-Warwick, MA-RI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
GFA Federal Credit Union ranks 626th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $405K lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC, 2025
GFA Federal Credit Union ranks 527th of 543 lenders in Myrtle Beach-Conway-North Myrtle Beach, SC, with $105K lent: 0.0% of a $4.27B market.
Myrtle Beach-Conway-North Myrtle Beach, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO CONNECTICUT, 2025
GFA Federal Credit Union ranks 286th of 357 lenders in non-metro Connecticut, with $370K lent: 0.0% of a $1.91B market.
non-metro Connecticut is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and GFA Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
GFA Federal Credit Union's data
$215
GFA Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy GFA Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]