Applications / Mortgage Analytics / Lenders / Pennsylvania / Ardent Federal Credit Union / Competition
Ardent Federal Credit Union
Phila, PA · Credit union · NCUA · $894 million assets · 408 loans in 2025
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408
loans originated, 2025
638
applications, 2025
20
states and territories
0
gaps bigger than at similar lenders
Who Ardent Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
Ardent Federal Credit Union ranks 135th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $54.4M lent: 0.1% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ATLANTIC CITY-HAMMONTON, NJ, 2025
Ardent Federal Credit Union ranks 175th of 423 lenders in Atlantic City-Hammonton, NJ, with $2.9M lent: 0.1% of a $4.46B market.
Atlantic City-Hammonton, NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Ardent Federal Credit Union ranks 584th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $2.2M lent: 0.0% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Ardent Federal Credit Union ranks 558th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $1.6M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — READING, PA, 2025
Ardent Federal Credit Union ranks 198th of 365 lenders in Reading, PA, with $945K lent: 0.0% of a $2.00B market.
Reading, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TOLEDO, OH, 2025
Ardent Federal Credit Union ranks 197th of 334 lenders in Toledo, OH, with $605K lent: 0.0% of a $2.36B market.
Toledo, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BURLINGTON, NC, 2025
Ardent Federal Credit Union ranks 199th of 303 lenders in Burlington, NC, with $465K lent: 0.0% of a $1.20B market.
Burlington, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO COLORADO, 2025
Ardent Federal Credit Union ranks 483rd of 626 lenders in non-metro Colorado, with $580K lent: 0.0% of a $9.24B market.
non-metro Colorado is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ardent Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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