Applications / Mortgage Analytics / Lenders / Massachusetts / Align Credit Union / Competition
Align Credit Union
Lowell, MA · Credit union · NCUA · $647 million assets · 280 loans in 2025
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280
loans originated, 2025
465
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Align Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Align Credit Union ranks 163rd of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $45.0M lent: 0.1% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WORCESTER, MA, 2025
Align Credit Union ranks 254th of 451 lenders in Worcester, MA, with $2.0M lent: 0.0% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MANCHESTER-NASHUA, NH, 2025
Align Credit Union ranks 188th of 344 lenders in Manchester-Nashua, NH, with $1.4M lent: 0.0% of a $3.82B market.
Manchester-Nashua, NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO NEW HAMPSHIRE, 2025
Align Credit Union ranks 248th of 386 lenders in non-metro New Hampshire, with $955K lent: 0.0% of a $4.09B market.
non-metro New Hampshire is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MAINE, 2025
Align Credit Union ranks 221st of 346 lenders in non-metro Maine, with $595K lent: 0.0% of a $3.10B market.
non-metro Maine is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PORTLAND-SOUTH PORTLAND, ME, 2025
Align Credit Union ranks 352nd of 364 lenders in Portland-South Portland, ME, with $145K lent: 0.0% of a $5.78B market.
Portland-South Portland, ME is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — AMHERST TOWN-NORTHAMPTON, MA, 2025
Align Credit Union ranks 187th of 199 lenders in Amherst Town-Northampton, MA, with $155K lent: 0.0% of a $696.9M market.
Amherst Town-Northampton, MA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BARNSTABLE TOWN, MA, 2025
Align Credit Union ranks 346th of 369 lenders in Barnstable Town, MA, with $230K lent: 0.0% of a $3.30B market.
Barnstable Town, MA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Align Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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