Applications / Mortgage Analytics / Lenders / Rhode Island / Shoreham Bank / Data
Shoreham Bank
Warwick, RI · Savings institution · OCC · $481 million assets · 581 loans in 2025
Shoreham Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
581
loans originated, 2025
1,196
applications, 2025
43
states and territories
0
gaps bigger than at similar lenders
History
- 1 January 1979Established as Home Loan & Investment Association.
- 1992First report under HMDA.
- 30 December 1994Charter changed (FDIC class NM to SB).
- 30 December 1994Change in Primary Regulatory Agency.
- 19 April 2001Head office moved (now in RI).
- 30 September 2004Renamed from Home Loan and Investment Bank, F.S.B. to Ocean Bank, FSB.
- 25 January 2007Renamed from Ocean Bank, FSB to Home Loan Investment Bank, F.S.B..
- 21 July 2011Change in Primary Regulatory Agency.
- 15 March 2024Head office moved (now in RI).
- 15 March 2024Renamed from Home Loan Investment Bank, F.S.B. to Shoreham Bank.
Filed under earlier names
- 1992–1992Home Loan & Investment Associa
- 1993–1993HOME LOAN & INVESTMENT ASSOC.
- 1994–1994HOME LOAN & INVESTMENT BANK
- 1995–2003HOME LOAN AND INVESTMENT BANK
- 1996–1996HOME LOANS AND INVESTMENT BANK
- 1997–1999HOMELOAN & INVESTMENT BANK,FSB
- 2004–2006OCEAN BANK FSB
- 2007–2023HOME LOAN INVESTMENT BANK
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
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