Applications / Mortgage Analytics / Lenders / Rhode Island / Shoreham Bank / Competition
Shoreham Bank
Warwick, RI · Savings institution · OCC · $481 million assets · 581 loans in 2025
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581
loans originated, 2025
1,196
applications, 2025
43
states and territories
0
gaps bigger than at similar lenders
Who Shoreham Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PROVIDENCE-WARWICK, MA-RI, 2025
Shoreham Bank ranks 49th of 475 lenders in Providence-Warwick, MA-RI, with $68.9M lent: 0.5% of a $13.02B market.
Providence-Warwick, MA-RI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Shoreham Bank ranks 218th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $26.5M lent: 0.1% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MANCHESTER-NASHUA, NH, 2025
Shoreham Bank ranks 127th of 344 lenders in Manchester-Nashua, NH, with $3.1M lent: 0.1% of a $3.82B market.
Manchester-Nashua, NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BARNSTABLE TOWN, MA, 2025
Shoreham Bank ranks 146th of 369 lenders in Barnstable Town, MA, with $2.3M lent: 0.1% of a $3.30B market.
Barnstable Town, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WORCESTER, MA, 2025
Shoreham Bank ranks 265th of 451 lenders in Worcester, MA, with $1.8M lent: 0.0% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHEYENNE, WY, 2025
Shoreham Bank ranks 189th of 190 lenders in Cheyenne, WY, with $25K lent: 0.0% of a $1.11B market.
Cheyenne, WY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KILLEEN-TEMPLE, TX, 2025
Shoreham Bank ranks 394th of 394 lenders in Killeen-Temple, TX, with $25K lent: 0.0% of a $3.21B market.
Killeen-Temple, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TUSCALOOSA, AL, 2025
Shoreham Bank ranks 306th of 306 lenders in Tuscaloosa, AL, with $5K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Shoreham Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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