Applications / Mortgage Analytics / Lenders / Tennessee / F&M Bank / Competition
F&M Bank
Clarksville, TN · State non-member bank · FDIC · $1.5 billion assets · 524 loans in 2025
F&M Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
524
loans originated, 2025
676
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who F&M Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
F&M Bank ranks 73rd of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $75.6M lent: 0.3% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CLARKSVILLE, KY-TN, 2025
F&M Bank ranks 10th of 397 lenders in Clarksville, KY-TN, with $65.9M lent: 2.3% of a $2.82B market.
Clarksville, KY-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO TENNESSEE, 2025
F&M Bank ranks 302nd of 746 lenders in non-metro Tennessee, with $2.8M lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO KENTUCKY, 2025
F&M Bank ranks 209th of 537 lenders in non-metro Kentucky, with $2.4M lent: 0.0% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
F&M Bank ranks 589th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $945K lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
F&M Bank ranks 448th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $505K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and F&M Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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F&M Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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