Applications / Mortgage Analytics / Lenders / North Dakota / Capital Credit Union / Competition
Capital Credit Union
Bismarck, ND · Credit union · NCUA · $890 million assets · 559 loans in 2025
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559
loans originated, 2025
708
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Who Capital Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BISMARCK, ND, 2025
Capital Credit Union ranks 2nd of 145 lenders in Bismarck, ND, with $67.3M lent: 8.4% of a $795.9M market.
Bismarck, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — FARGO, MN-ND, 2025
Capital Credit Union ranks 15th of 207 lenders in Fargo, MN-ND, with $32.0M lent: 1.8% of a $1.76B market.
Fargo, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NORTH DAKOTA, 2025
Capital Credit Union ranks 18th of 191 lenders in non-metro North Dakota, with $15.0M lent: 1.4% of a $1.04B market.
non-metro North Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MINNESOTA, 2025
Capital Credit Union ranks 176th of 536 lenders in non-metro Minnesota, with $3.9M lent: 0.1% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Capital Credit Union ranks 460th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $1.2M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO IDAHO, 2025
Capital Credit Union ranks 262nd of 378 lenders in non-metro Idaho, with $815K lent: 0.0% of a $4.19B market.
non-metro Idaho is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO WYOMING, 2025
Capital Credit Union ranks 257th of 314 lenders in non-metro Wyoming, with $325K lent: 0.0% of a $2.53B market.
non-metro Wyoming is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Capital Credit Union ranks 692nd of 811 lenders in North Port-Bradenton-Sarasota, FL, with $305K lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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