Applications / Mortgage Analytics / Lenders / Minnesota / Ideal Credit Union / Competition
Ideal Credit Union
Woodbury, MN · Credit union · NCUA · $1.1 billion assets · 676 loans in 2025
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676
loans originated, 2025
1,111
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Ideal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Ideal Credit Union ranks 62nd of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $84.9M lent: 0.3% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
Ideal Credit Union ranks 187th of 536 lenders in non-metro Minnesota, with $3.6M lent: 0.1% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO WISCONSIN, 2025
Ideal Credit Union ranks 303rd of 659 lenders in non-metro Wisconsin, with $2.4M lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MILWAUKEE-WAUKESHA, WI, 2025
Ideal Credit Union ranks 324th of 510 lenders in Milwaukee-Waukesha, WI, with $800K lent: 0.0% of a $10.55B market.
Milwaukee-Waukesha, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DULUTH, MN-WI, 2025
Ideal Credit Union ranks 169th of 318 lenders in Duluth, MN-WI, with $635K lent: 0.0% of a $1.36B market.
Duluth, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — OSHKOSH-NEENAH, WI, 2025
Ideal Credit Union ranks 158th of 231 lenders in Oshkosh-Neenah, WI, with $395K lent: 0.0% of a $1.02B market.
Oshkosh-Neenah, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WAUSAU, WI, 2025
Ideal Credit Union ranks 137th of 196 lenders in Wausau, WI, with $255K lent: 0.0% of a $663.9M market.
Wausau, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — RACINE-MOUNT PLEASANT, WI, 2025
Ideal Credit Union ranks 242nd of 285 lenders in Racine-Mount Pleasant, WI, with $205K lent: 0.0% of a $1.15B market.
Racine-Mount Pleasant, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Ideal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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