Applications / Mortgage Analytics / Lenders / Kentucky / Independence Bank of Kentucky / Data
Independence Bank of Kentucky
Owensboro, KY · State member bank · FRS · $3.8 billion assets · 1,075 loans in 2025
Independence Bank of Kentucky's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,075
loans originated, 2025
1,467
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
History
- 2 December 1996Renamed from Farmers and Merchants Bank to Independence Bank of Kentucky.
- 15 May 1997Head office moved (now in KY).
- 1999First report under HMDA.
- 22 March 1999Head office moved (now in KY).
- 18 August 2004Head office moved (now in KY).
- 18 January 2018Charter changed (FDIC class NM to SM).
- 18 January 2018Institution Becomes a Member of FRS (Federal Reserve System).
Filed under earlier names
- 1999–2012INDEPENDENCE BANK
- 2011–2011INDEPENDENCE BK OF KY
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 10 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
The data behind this page, and how it was built, checked and analysed in Jenner: the data product · the fair-lending method. Page generated 2026-10-24T21:06:21Z.
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Independence Bank of Kentucky's data
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