Applications / Mortgage Analytics / Lenders / Kentucky / Independence Bank of Kentucky / Competition
Independence Bank of Kentucky
Owensboro, KY · State member bank · FRS · $3.8 billion assets · 1,075 loans in 2025
Independence Bank of Kentucky's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,075
loans originated, 2025
1,467
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Who Independence Bank of Kentucky competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO KENTUCKY, 2025
Independence Bank of Kentucky ranks 15th of 537 lenders in non-metro Kentucky, with $79.4M lent: 1.5% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
Independence Bank of Kentucky ranks 39th of 510 lenders in Louisville/Jefferson County, IN-KY, with $63.8M lent: 0.7% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — OWENSBORO, KY, 2025
Independence Bank of Kentucky ranks 2nd of 163 lenders in Owensboro, KY, with $43.0M lent: 9.1% of a $474.4M market.
Owensboro, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 69% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BOWLING GREEN, KY, 2025
Independence Bank of Kentucky ranks 15th of 250 lenders in Bowling Green, KY, with $27.5M lent: 2.2% of a $1.24B market.
Bowling Green, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PADUCAH, IL-KY, 2025
Independence Bank of Kentucky ranks 3rd of 164 lenders in Paducah, IL-KY, with $22.5M lent: 6.1% of a $368.9M market.
Paducah, IL-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Independence Bank of Kentucky ranks 596th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $2.0M lent: 0.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SEBASTIAN-VERO BEACH-WEST VERO CORRIDOR, FL, 2025
Independence Bank of Kentucky ranks 151st of 366 lenders in Sebastian-Vero Beach-West Vero Corridor, FL, with $1.0M lent: 0.1% of a $1.31B market.
Sebastian-Vero Beach-West Vero Corridor, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SAVANNAH, GA, 2025
Independence Bank of Kentucky ranks 410th of 469 lenders in Savannah, GA, with $255K lent: 0.0% of a $3.89B market.
Savannah, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Independence Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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