Applications / Mortgage Analytics / Lenders / Minnesota / Merchants Bank / Data
Merchants Bank
Winona, MN · National bank · OCC · $2.9 billion assets · 1,537 loans in 2025
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1,537
loans originated, 2025
1,800
applications, 2025
14
states and territories
0
gaps bigger than at similar lenders
History
- 2000First report under HMDA.
- 1 September 2001Renamed from Merchants National Bank of Winona to Merchants Bank, National Association.
- 21 September 2007Merged with Merchants Bank. Its HMDA filings count as this lender's in the competition figures.
- 27 June 2009Merged with Merchants Bank. Its HMDA filings count as this lender's in the competition figures.
- 27 June 2009Merged with Merchants Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 2000–2001MERCHANTS NATIONAL BANK
- 2002–2002MERCHANTS BANK, NATIONAL ASSOC
- 2003–2021MERCHANTS BANK, NA
- 2006–2006MERCHANTS BANK NA
- 2011–2016MERCHANTS BANK N.A.
- 2017–2023MERCHANTS BANK, N.A.
- 2024–2025Merchants Bank, National Association
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
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Merchants Bank's data
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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