Applications / Mortgage Analytics / Lenders / California / Summit Funding / Competition
Summit Funding
Sacramento, CA · Independent non-bank lender · CFPB · 5,759 loans in 2025
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5,759
loans originated, 2025
8,405
applications, 2025
44
states and territories
0
gaps bigger than at similar lenders
Who Summit Funding competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — EUGENE-SPRINGFIELD, OR, 2025
Summit Funding ranks 2nd of 300 lenders in Eugene-Springfield, OR, with $159.5M lent: 7.0% of a $2.27B market.
Eugene-Springfield, OR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — KANSAS CITY, KS-MO, 2025
Summit Funding ranks 30th of 659 lenders in Kansas City, KS-MO, with $129.5M lent: 0.8% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Summit Funding ranks 97th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $109.2M lent: 0.2% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHATTANOOGA, GA-TN, 2025
Summit Funding ranks 10th of 525 lenders in Chattanooga, GA-TN, with $89.1M lent: 2.1% of a $4.21B market.
Chattanooga, GA-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO CALIFORNIA, 2025
Summit Funding ranks 11th of 456 lenders in non-metro California, with $63.1M lent: 1.4% of a $4.39B market.
non-metro California is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — READING, PA, 2025
Summit Funding ranks 204th of 365 lenders in Reading, PA, with $895K lent: 0.0% of a $2.00B market.
Reading, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SPRINGFIELD, MA, 2025
Summit Funding ranks 235th of 322 lenders in Springfield, MA, with $530K lent: 0.0% of a $2.23B market.
Springfield, MA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CAPE GIRARDEAU, IL-MO, 2025
Summit Funding ranks 115th of 157 lenders in Cape Girardeau, IL-MO, with $215K lent: 0.1% of a $401.7M market.
Cape Girardeau, IL-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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