Applications / Mortgage Analytics / Lenders / North Carolina / Cardinal Financial Company / Competition
Cardinal Financial Company
Charlotte, NC · Independent non-bank lender · CFPB · 12,657 loans in 2025
Cardinal Financial Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
12,657
loans originated, 2025
17,863
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Who Cardinal Financial Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Cardinal Financial Company ranks 118th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $225.7M lent: 0.2% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Cardinal Financial Company ranks 81st of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $166.8M lent: 0.3% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
Cardinal Financial Company ranks 39th of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $127.2M lent: 0.7% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Cardinal Financial Company ranks 53rd of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $115.6M lent: 0.4% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Cardinal Financial Company ranks 97th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $103.3M lent: 0.2% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO MASSACHUSETTS, 2025
Cardinal Financial Company ranks 180th of 232 lenders in non-metro Massachusetts, with $395K lent: 0.0% of a $1.55B market.
non-metro Massachusetts is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MUNCIE, IN, 2025
Cardinal Financial Company ranks 142nd of 235 lenders in Muncie, IN, with $255K lent: 0.0% of a $1.53B market.
Muncie, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 84% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — KINGSTON, NY, 2025
Cardinal Financial Company ranks 114th of 184 lenders in Kingston, NY, with $710K lent: 0.1% of a $948.7M market.
Kingston, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cardinal Financial Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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