Applications / Mortgage Analytics / Lenders / Michigan / University Bank / Data
University Bank
Ann Arbor, MI · State non-member bank · FDIC · $1.1 billion assets · 2,426 loans in 2025
University Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,426
loans originated, 2025
2,997
applications, 2025
45
states and territories
0
gaps bigger than at similar lenders
History
- 7 December 1994Head office moved (now in MI).
- 17 July 1995Renamed from The Newberry State Bank to University Bank.
- 12 February 1996Head office moved (now in MI).
- 1997First report under HMDA.
- 9 December 2005Head office moved (now in MI).
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
The data behind this page, and how it was built, checked and analysed in Jenner: the data product · the fair-lending method. Page generated 2026-10-24T09:33:59Z.
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University Bank's data
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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