Applications / Mortgage Analytics / Lenders / Michigan / University Bank / Competition
University Bank
Ann Arbor, MI · State non-member bank · FDIC · $1.1 billion assets · 2,426 loans in 2025
University Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,426
loans originated, 2025
2,997
applications, 2025
45
states and territories
0
gaps bigger than at similar lenders
Who University Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PENSACOLA-FERRY PASS-BRENT, FL, 2025
University Bank ranks 5th of 515 lenders in Pensacola-Ferry Pass-Brent, FL, with $148.0M lent: 3.8% of a $3.92B market.
Pensacola-Ferry Pass-Brent, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — TALLAHASSEE, FL, 2025
University Bank ranks 3rd of 372 lenders in Tallahassee, FL, with $96.9M lent: 5.7% of a $1.71B market.
Tallahassee, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ANN ARBOR, MI, 2025
University Bank ranks 11th of 310 lenders in Ann Arbor, MI, with $65.8M lent: 2.8% of a $2.38B market.
Ann Arbor, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
University Bank ranks 11th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $62.5M lent: 1.4% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
University Bank ranks 182nd of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $51.7M lent: 0.1% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — OKLAHOMA CITY, OK, 2025
University Bank ranks 200th of 534 lenders in Oklahoma City, OK, with $5.0M lent: 0.1% of a $8.31B market.
Oklahoma City, OK is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ATLANTIC CITY-HAMMONTON, NJ, 2025
University Bank ranks 225th of 423 lenders in Atlantic City-Hammonton, NJ, with $1.9M lent: 0.0% of a $4.46B market.
Atlantic City-Hammonton, NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JACKSONVILLE, NC, 2025
University Bank ranks 107th of 313 lenders in Jacksonville, NC, with $1.6M lent: 0.1% of a $2.02B market.
Jacksonville, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
University Bank's data
$215
University Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy University Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]