Applications / Mortgage Analytics / Lenders / New Jersey / OceanFirst Bank / Data
OceanFirst Bank
Toms River, NJ · National bank · OCC · $14.5 billion assets · 2,638 loans in 2025
OceanFirst Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,638
loans originated, 2025
3,613
applications, 2025
32
states and territories
0
gaps bigger than at similar lenders
History
- 30 April 1989Charter changed (FDIC class SL to SB).
- 30 April 1989Renamed from Ocean Federal Savings and Loan Association to Ocean Federal Savings Bank.
- 1990First report under HMDA in the public data (which begins in 1990).
- 2 July 1996Change in Organization Type.
- 13 September 1999Head office moved (now in NJ).
- 13 September 1999Renamed from Ocean Federal Savings Bank to OceanFirst Bank.
- 20 May 2005Head office moved (now in NJ).
- 23 November 2007Head office moved (now in NJ).
- 21 July 2011Change in Primary Regulatory Agency.
- 1 August 2015Merged with Colonial American Bank. Its HMDA filings count as this lender's in the competition figures.
- 2 May 2016Merged with Cape Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 December 2016Merged with Ocean City Home Bank. Its HMDA filings count as this lender's in the competition figures.
- 31 January 2018Charter changed (FDIC class SB to N).
- 31 January 2018Renamed from OceanFirst Bank to OceanFirst Bank, National Association.
- 31 January 2018Institution Becomes a Member of FRS (Federal Reserve System).
- 1 February 2018Merged with Sun National Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 February 2019Merged with Capital Bank of New Jersey. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2020Merged with Country Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2020Merged with Two River Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 2 June 2026Merged with Flushing Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1990THE OCEAN FEDERAL SAVINGS BANK
- 1991–1998OCEAN FEDERAL SAVINGS BANK
- 2018–2021OceanFirst Bank N.A.
- 2022–2024OceanFirst Bank, N.A.
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
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