Applications / Mortgage Analytics / Lenders / New Jersey / OceanFirst Bank / Competition
OceanFirst Bank
Toms River, NJ · National bank · OCC · $14.5 billion assets · 2,638 loans in 2025
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2,638
loans originated, 2025
3,613
applications, 2025
32
states and territories
0
gaps bigger than at similar lenders
Who OceanFirst Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
OceanFirst Bank ranks 50th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $605.5M lent: 0.4% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
OceanFirst Bank ranks 39th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $281.9M lent: 0.7% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ATLANTIC CITY-HAMMONTON, NJ, 2025
OceanFirst Bank ranks 8th of 423 lenders in Atlantic City-Hammonton, NJ, with $123.5M lent: 2.8% of a $4.46B market.
Atlantic City-Hammonton, NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TRENTON-PRINCETON, NJ, 2025
OceanFirst Bank ranks 17th of 365 lenders in Trenton-Princeton, NJ, with $33.4M lent: 1.3% of a $2.54B market.
Trenton-Princeton, NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
OceanFirst Bank ranks 260th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $22.4M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — KANSAS CITY, KS-MO, 2025
OceanFirst Bank ranks 228th of 659 lenders in Kansas City, KS-MO, with $6.5M lent: 0.0% of a $16.29B market.
Kansas City, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — OMAHA, IA-NE, 2025
OceanFirst Bank ranks 266th of 417 lenders in Omaha, IA-NE, with $805K lent: 0.0% of a $8.07B market.
Omaha, IA-NE is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FAYETTEVILLE-SPRINGDALE-ROGERS, AR, 2025
OceanFirst Bank ranks 326th of 465 lenders in Fayetteville-Springdale-Rogers, AR, with $565K lent: 0.0% of a $8.17B market.
Fayetteville-Springdale-Rogers, AR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OceanFirst Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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